Setting Goals for 2021 | CCCS of Iowa
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Setting Goals for 2021



Every year people celebrate the New Year by making a resolution to try something new or to give something up.  Don’t forget about your finances.  This is also a good time to review your budget, pull your credit report ( and  set goals for the coming year.  At Consumer Credit Counseling Services, we use the SMART goal setting system to help put you on the path to financial wellbeing. SMART stands for:


Specific- Well defined,  clear, and unambiguous

Measurable- With specific criteria that measures your progress toward the accomplishment of the goal

Achievable- Attainable and not impossible to achieve

Realistic- Within reach, realistic and relevant to your life

Timely- With a clearly defined timeline, including a starting date and a target date.  The purpose is to create urgency

Now that you have the outline of how to set you saving and spending goals, you are well on your way to meeting your financial goals happen.  If you would like more information, we would be glad to meet with you and help you to establish a working budget and help you set your goals.  Call us today at 1.800.714.4388